"People didn't think about fraud before; there was a small subculture that considered the risks associated with different industries. Now as it has progressed, more and more clients, individuals and organizations are asking the questions: what are we doing to prevent fraud? What are we doing to mitigate risk in the long term? So now you've got organizations working together to mitigate risks in order to protect their clients and customers." — Mike Chism, CFE, SIU Manager, Cigna